Building your retirement savings
Stay on track for building retirement you can really enjoy — not just settle for.
Build on your plan 和 protect your assets
Build your emergency fund
A large, unexpected expense or job loss can be a big financial hit to you 和 your family. Build an emergency fund to avoid dipping into your retirement savings.
Figure out your retirement needs
You may need 关于 70 to 90 percent of what you're living on at retirement to maintain that lifestyle. 使用我们的 退休 Calculator to see if you're on the right track.
Boost your plan: 401k 和 IRA
Contributing to a 401k, SIMPLE IRA or other employer-sponsored retirement plan is a great way to 保存 for the future. An IRA may also provide tax advantages 和 can help build your retirement savings too.
保护你的收入
和你的朋友谈谈。 State Farm®代理 关于 健康pp王者电子官网 和 disability insurance . It may help protect you 和 your family if you become unable to work or take care of yourself.
Family first: life insurance 和 education savings
人寿pp王者电子官网 may help replace lost income, which can be used to pay off debts 和 expenses 和 help maintain your family's st和ard of living. Education savings plans may help make it easy to 保存 for your children's education.
辞职? Roll over your retirement funds
You'll need a plan for what to do with your employer-sponsored retirement plan. A 展期 to an Individual 退休 Account (IRA) may give you more control over the money you're saving for retirement.
信息披露
Prior to rolling over assets from an employer-sponsored retirement plan into an IRA, it's important that customers underst和 their options 和 do a full comparison on the differences in the guarantees 和 protections offered by each respective type of account as well as the differences in liquidity/loans, types of investments, 费用, 和 any potential penalties.
Neither State Farm® nor its agents provide tax or legal advice.