如果你要搬家,如何比较生活成本
Moving? 我们将详细说明如何进行生活费用比较.
你刚刚找到了一份薪水更高、福利更好的新工作. Congratulations! But there's a catch — you have to move to a new state, perhaps one with a higher cost of living. The average cost of living between two cities can be drastically different. Before you hit the road, 一定要计算搬家费用和在新地区的生活费用,这样你就可以避免任何不愉快的财务意外. Whether you're still considering the offer, mid-move or already out the door在美国,通过对两个城市的财务评估来控制开支.
Cost of living comparison
当涉及到开支时,你住在哪里会有很大的不同. The cost of living can vary, sometimes drastically, by stateHawaii, 加州和马里兰州的生活成本是全国最高的. 另一方面,密西西比州、西弗吉尼亚州和俄亥俄州的生活成本相对较低.
Health care expenditures differ
医疗保健费用正以惊人的速度增长, but these rates vary by part of the country as well. Between 2018 and 2019, 所有州的医疗保健支出都有所增加 — some more than others.
2018年至2019年期间医疗保健费用增长最低的地区是大湖区(伊利诺伊州), Indiana, Michigan, 俄亥俄州和威斯康辛州)和新英格兰地区(康涅狄格州), Maine, New Hampshire, Rhode Island and Vermont).
Conversely, 2018年至2019年期间医疗费用增长最快的地区是远西地区(阿拉斯加), California, Hawaii, Nevada, 俄勒冈州和华盛顿州)和西南地区(亚利桑那州), New Mexico, Oklahoma and Texas).
Housing costs vary… a lot
Whether you rent or buy, 你每个月支付的住房费用将是你预算的很大一部分. Be aware that the cost of monthly rent以及你家供暖和制冷的成本,都因你所处的位置而异. 2019年各州月租金中位数最高的是加利福尼亚州,最低的是西弗吉尼亚州. Adding to these costs, the average utility cost per month is highest in Hawaii and lowest in New Mexico.
Transportation costs differ, too
Make sure car payments, insurance汽油和/或每月的公共交通费用都在你的考虑范围之内. 在汽油价格较高的地方,你可能需要考虑其他交通方式.
Keep taxes in mind
Your tax burden 在你的新地方可能会和你现在习惯的地方大不相同. 一定要考虑你的全部税收负担是多少, including income, property, sales and excise taxes. 收入纳税比例最高的州是纽约州, and the state with the lowest proportion is Alaska.