人寿pp王者电子官网vs年金
Staying informed about how annuities 和 人寿pp王者电子官网 work makes it easier to come up with a financial roadmap that's tailored to your needs.
Underst和ing your financial objectives well before you reach retirement age makes it easier to meet your goals once you are closer to retirement. One key point: underst和ing the difference between 人寿pp王者电子官网 和 an 年金. 以下是你应该知道的.
人寿pp王者电子官网是如何运作的?
人寿pp王者电子官网 provides valuable financial protection for those that mean the most to you. 人寿pp王者电子官网为你提供 受益人 你死后会得到一笔现金. Your loved ones can use the money as they see fit to provide for their needs, 包括维持他们的生活水平, 偿还抵押贷款或资助教育. 在一般情况下, you pay a monthly premium for 人寿pp王者电子官网 (the amount you pay varies on several factors, 包括你所拥有的人寿pp王者电子官网类型).
年金是如何运作的?
An 年金 is a contract between you 和 the 人寿pp王者电子官网 company. 作为对你所付pp王者电子官网费的回报, the insurance company will provide an income for a specific number of years, 或者是你的一生, 选择权在你. 考虑an的一种方法是 年金 is that it provides the opposite type of protection as 人寿pp王者电子官网. 人寿pp王者电子官网 provides protection for loved ones when you die; annuities provide a guaranteed lifetime income for yourself, 也就是说你不会比你的财产或金钱活得久.
人寿pp王者电子官网细节要知道
人寿pp王者电子官网政策提供 有不同的选择 when it comes to policy design 和 coverage length. 每种策略类型满足不同的需求. 例如, 项政策 provide valuable protection for a fixed number of years (such as during child-raising years). 永久保单(整个人生 和 通用) provide lifelong coverage 和 cash value benefits. Permanent 人寿pp王者电子官网 may also offer the ability to make withdrawals or borrow against the cash value. 知道了 人寿pp王者电子官网选择之间的差异 能帮你做决定吗. 确定 你需要多少人寿pp王者电子官网 可能很难，但我们有 人寿pp王者电子官网需求分析计算器 这很有帮助.
年金详情要了解
As with 人寿pp王者电子官网 policies, t在这里 are different types of annuities. 有些是为了开始提供 立即支付. 如果你暂时不需要这笔收入, a deferred 年金 can be purchased with a lump sum or periodic payments, 和 you can choose a time in the future to start receiving payments (for example, 当你退休时). In addition, it's important to underst和 your payout options. 例如, how will you choose to receive the income stream from your 年金?
人寿pp王者电子官网和年金的底线
Many people choose to meet a variety of goals by purchasing both a 人寿pp王者电子官网 政策和pp王者电子官网 年金. Review the details of your financial plan; identify your goals, underst和 the difference between 人寿pp王者电子官网 和 an 年金, 和 consider how each might work to benefit you 和 your loved ones.
获取报价 定期人寿pp王者电子官网 — if you are interested in additional life products or an 年金, please 请联系状态 Farm®代理.
