在冰雹中保持安全

Hail is one of the most common 和 costly weather hazards in the United 状态s. 冰雹经常发生在 风暴 并对农作物造成损害, 建筑, 站, 栅栏, 窗户, 草坪家具, 车辆及其他财产. Here are ways to help prepare 和 guard against the damaging effect of this 恶劣天气事件.

在一场潜在的冰雹风暴之前

Here are some things to consider doing before a potential hail storm occurs.

• 带 宠物 内部. Protect 宠物 from hail by bringing them 内部 or in some type of protected shelter.
• 保护车辆. When possible, move 车辆s into the garage or some other place w在这里 it will be sheltered.
• 遮挡室外物品. When possible, bring outdoor furniture, potted plants or anything that can be damaged 内部.
• 做好停电的准备. A hailstorm can disrupt electrical service 和 is often accompanied by other 恶劣天气事件s, 如 飓风 和 龙卷风. Some people choose to have a backup plan by having a 发电机 在停电时提供临时电力.
• 收听天气警报. 遵守所有天气监视警报. A severe thunderstorm watch means that a storm poses an immediate threat to the people 和 property in its path. This warning may be accompanied by a siren or other community alert system. Many people choose to have a battery-powered radio or a h和-crank NOAA weather radio for updates.

Prepare your family for the hazards 和 inconveniences of severe 风暴 by creating a 备灾计划，包括一个灾难救生包和一个 紧急疏散计划. 同时，拥有一个 家里的库存 of your possessions may help to expedite insurance claims after 风暴.

在冰雹风暴中

• 内移动. 冰雹的大小差别很大, but even small ones — driven by gravity 和 strong winds — pose a danger to anything or anyone caught in a storm. 如果你在户外，立即进入室内.
• 安全的窗口. 一旦你进入室内, 拉上所有窗帘, blinds or shades to prevent broken window glass 和 hailstones from entering your home.
• 找一个安全的地方. If possible, move to a basement, cellar or other level of the building not directly below the roof. 待在室内，直到暴风雨过去.
• 驾驶时采取预防措施. 如果你 在冰雹天气下的路上, stay in your 车辆 和 slow down or stop, as roads may become slippery. 一旦你安全靠边停车, turn your back to 窗户 or cover yourself with a blanket to protect yourself from broken glass.

保护你的屋顶

冰雹对屋顶的影响尤其大. 在一场强风暴之后，你应该 评估你的屋顶状况 to identify any damage 和 prevent further deterioration.

的 联邦安全住宅联盟(FLASH) has information about strengthening your home's roof decking 和 shingles against hail 和 other severe weather. 即使你的屋顶目前没有损坏, you may want to discuss making these changes with a reputable roofing contractor.

屋面的折扣

你可能有资格 折扣 在你的 房屋pp王者电子官网 pp王者电子官网费，如果你使用某些 抗冲击屋面产品. Premium reductions are not available for roofs that have been overlaid onto existing roofs, 除了某些资格 金属屋顶. 请查看 屋顶材料有资格享受折扣 以及有折扣的州. To be eligible for a reduction in your 状态 Farm® 房屋pp王者电子官网 premiums, 你需要完成这个 屋面安装信息和认证 form.

For more information about 折扣 or to review your 房屋及财产pp王者电子官网 承保范围，请与您联系 州立农场代理.